Effective April 1, 2014
When you register on this website, you hereby agree and acknowledge that your personal information will be placed into the Company database and that such personal information shall be shared with third parties for marketing purposes. If you are a resident of the State of California and would like to learn how your personal information is shared with third-parties (as defined in the Shine the Light Law, Cal. Civ. Code 1798.83), or what categories of personal information that we have shared with third-parties in the preceding year, as well as the names and addresses of those third-parties, and also if you would like to opt-out from the disclosure of your personal information to any third-party for marketing purposes please contact us at: firstname.lastname@example.org, or send postal mail to My Simple Credit Match, 338 Jericho Turnpike - Suite 249, Syosset, NY 11791 or call us at 516.362.3623. Please be advised that where California State residents opt-out from permitting their personal information to be shared, such individuals may still receive selected offers directly from My Simple Credit Match, in accordance with applicable laws.
Collection of Personal Information
Usage of Personal Information
By submitting your personal information on the website, you agree that we may share such personal information with our Third Party Service Providers in order to complete your request for Services. Our Third Party Service Providers may use the personal information that we transfer to them for any lawful purposes, subject to any restritions contained herein including, without limitation, in connection with contacting you for purposes of completing your application for the Services. The information that you must supply on any Services application hosted by the Third Party Provider(s) shall be determined by the applicable Third Party Service Provider(s) and any information that you subsequently supply to any Third Party Service Provider(s) shall be governed by such Third Party Service Provider(s) privacy policies. Please be advised that Company does not itself provide products and/or services. The Services will be provided by Third Party Service Providers, and the ultimate terms and conditions of the Services will be determined by those Third Party Service Providers.
We may share the personal information that you supply to us with any third party and we may work with other businesses to bring selected retail opportunities to our users. These businesses and third parties may include, but are not limited to: (i) providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation; (ii) e-mail marketers; (iii) telemarketers; (iv) SMS text-based marketers (where permitted by applicable law); and (v) direct marketers.
We may also employ other companies and individuals to perform certain functions on our behalf. Examples include sending direct and electronic mail, removing duplicate information from user lists, analyzing data and providing marketing analysis. The agents performing these limited functions on our behalf shall have access to our users personal information as needed to perform their functions for us but we do not permit them to use your personal information for other purposes.
Additionally, we purchase and manage e-mail lists generated by third parties. Users may remove themselves from a specific mailing list by utilizing the unsubscribe options that are present and available at the end of each piece of e-mail that we send.
We will also use your personal information for customer service, to provide you with information that you may request, to customize your experience on the Site and/or to contact you when necessary in connection with transactions entered into by you on the Site. We may also use your personal information for internal business purposes, such as analyzing and managing our business. We may also combine the information we have gathered about you with information from other sources. We may use third parties to help us operate our business and the Site or to administer activities on our behalf.
By registering at the Site, you agree that such act constitutes an inquiry and/or application for purposes of the Amended Telemarketing Sales Rule (16 CFR §310 et seq.), as amended from time to time and applicable state do-not-call regulations. As such, notwithstanding that your telephone number may be listed on the Federal Trade Commissions Do-Not-Call List, and/or on applicable state do-not-call lists, we, as well as our Third Party Service Providers, retain the right to contact you via telemarketing in accordance with the Rule and applicable state do-not-call regulations.
You may unsubscribe from any of our e-mail marketing programs at any time via an unsubscribe hyperlink that allows the recipient to unsubscribe from the specific marketing program by clicking the hyperlink provided and following the instructions that follow. We process all unsubscribe requests in a timely fashion, but cannot guaranteethat you will never receive another mailing from us, as we may obtain your e-mail address again through a different e-mail marketing program that you have opted in to. We can guarantee, that if you should ever receive another e-mail communication from us, you will be able to remove your e-mail address via the unsubscribe hyperlink. We are able to offer our free services, in part, based upon the willingness of our users to be contacted by our marketing partners, including affiliated third party advertisers. By allowing us to make the information that you supply available to our marketing partners, you will receive free product and service information that may be of interest to you. You may, at any time, notify us that you do not wish to have your personal information disclosed to third parties for offers and promotions by sending an e-mail to email@example.com.
Usage of Demographic Data
Demographic information is shared with third party advertisers so that they can tailor their advertisements to the appropriate audience. Data may also be shared with other third parties. We use demographic information to tailor the website to the interests of our users.
IP Address Information
Our servers automatically recognize your IP address each time you visit the site and the web page from which you came. Your IP address is used to help identify you and to gather broad demographic information about you to and to better tailor our product and service offerings contained within the Site. Your IP address can also be used to help diagnose problems with our servers, and to administer the ebsite.
Cookies and Tags
Other methods of tracking: An action tag or a web-beacon (also known as a clear gif/pixel tag) is a method used to track responses or actions by visitors who view certain advertisements and/or other information on the website. Action tags are 1x1 pixel images embedded in a website page that are used to transparently collect information. We may use action tags to count the number of times that visitors click on a particular banner ad or visit the pages of the website and to provide information about what products/services are viewed or purchased. We reserve the right to retain this cookie and action tag data indefinitely, and to share information generated by these cookies and action tags with our advertisers, affiliates and service providers.
The privacy of your personal information is very important to us. As such, we endeavor to safeguard our users' personal information. When users make personal information available to us, their personal information is protected both online and offline (to the extent that we maintain any personal information offline). Access to your personal information is strictly limited, and we take reasonable measures to ensure that your personal information is not accessible to the public. The servers that we stor personal information on are kept in a secure physical environment. We also have security measures in place to protect the loss, misuse and alteration of personal information under our control. Please be advised, however, that while we take every reasonable precaution available to protect your data, no storage facility, technology, software, security protocols or data transmission over the Internet can be guaranteed to be 100% secure. Computer hackers that circumvent our security measures may gain access to certain portions of your personal information, and technological bugs, errors and glitches may cause inadvertent disclosures of your personal information; provided, however, that any attempt to breach the security of the network, our servers, databases or other hardware or software constitutes a crime punishable by law. For the reasons mentioned above, we cannot warrant that your personal information will be absolutely secure. Any transmission of data at or through the Site is at your own risk.
All of our users personal information is restricted in our offices. Only employees or third party agents who need the personal information to perform a specific job function are granted access to personal information. Employees not adhering to our firm policies are subject to disciplinary action. In compliance with applicable federal and state laws, we shall notify you and any applicable regulatory agencies in the event that we learn of an information security breach with respect to your personal information. You will be notified via e-mail in the event of such a breach. Please be advised that notice may be delayed in order to address the needs of law enforcement, determine the scope of network damage, and to engage in remedial measures.
Age Restrictions (Minors)
No information should be submitted to, or posted at, the website by visitors under eighteen (18) years of age or the applicable age of majority (if greater than eighteen 18 years of age). Persons eighteen (18) years of age or the applicable age of majority are not permitted to access the website and we do not knowingly collect personal information from such individuals. We encourage parents and guardians to spend time with their children and to participate and monitor their online activities.
Offers from Third-Party Partners
My Simple Credit Match provides its users with the opportunity to receive special products, offers and/or services from third parties including, but not limited to, our Third Party Service Providers. Where you indicate the desire to receive certain offers, products or services from a third party during the applicable information collection process, your personally identifiable information that was provided during the information collection process will be shared with the applicable third party so that such third party may provide their product orservice to you and so that you do not have to complete another information collection form to purchase or receive that product or service.
The website may contain links to other third-party owned and/or operated websites including, but not limited to, the websites of our Third Party Service Providers. Company is not responsible for the privacy practices or the content of such websites. In some cases, you may be able to make a purchase through one of their third-party websites. In these instances, you may be required to provide certain information, such as a credit card number, to register or complete a transaction at such website. These third-party websites have separate privacy and data collection practices and Company has no responsibility or liability relating to them.
Updating Your Information
At any time you may request My Simple Credit Match to: (i) amend the personal information that we have on file for you; (ii) inform you of what personal information we have on file for you and/or (iii) remove personal information that you have provided to us, or that we have collected. You may do so by contacting us via e-mail at firstname.lastname@example.org; provided, however, that we ask individuals to identify themselves and the information requested to be accessed, amended or removed before processing such requests, and, to the extent permitted by applicable law, we may decline to process requests that are unreasonably repetitive or systematic, require disproportionate technical effort, jeopardize the privacy of others or would be extremely impractical.
Please be advised that deleting your personal information may terminate or limit your ability to apply for Services. If you wish to apply for Services without any hindrance or limitation, you may decide not to delete the personal information that we have on file for you. Note that after you delete your personal information, residual copies may take a period of time before they are deleted from our active servers and may remain in our backup systems.
Option to Opt Out
We provide users with the option to opt-out from receiving information sent via electronic mailings on or own behalf of and that of our third party advertisers. Users may unsubscribe from receiving e-mail at any time by following the instructions contained at the end of every e-mailing. Unsubscribe requests can only be processed if you have registered with us in the first instance. If you have not registered with us and wish to opt out of receiving e-mail from a particular sender, please consult that senders opt out policies or contact that sender. Information sent on behalf of third party advertisers is prepared several days in advance, so users may continue to receive e-mail from us for up to ten (10) days following the unsubscribe procedures detailed bove. If, after that point, a user is still receiving e-mail from us, the user should contact us at email@example.com. Notwithstanding the foregoing, we may continue to contact you for purposes of communicating information relating to your application for Services, as well as to respond to any inquiry or request made by you. To opt-out of receiving Services-related and/or inquiry response-related messages from us, you must cease applying for Services, and cease submitting inquiries to us.
Unauthorized Changes Liability
In no event shall we be liable for any damages of any kind arising in connection with: (i) your use of the site; (ii) the unauthorized modification of your personal information; or (iii) advertisements provided by us, our marketing partners or any other third parties.